Diaper to
Diploma
Start Today. Give Their Tomorrow More Options.
You can’t predict their future.
But you can prepare for more of it.
College, trade school, business, first home or something you haven’t imagined yet.
Diaper to Diploma helps you plan for all of it.
Diaper to Diploma is free “education without tears” from local parents who are also licensed agents.
We show you your 3 Numbers so you can protect today and build for life after the diploma.
Diaper to Diploma helps parents understand where their family stands financially and explore strategies designed to protect today while preparing for tomorrow.
Get My Free 3 Numbers Plan →Don’t Just Prepare for a Diploma. Prepare for What Comes After It.
You don’t know exactly where your child’s journey will lead — and that’s the point.
Education
College, graduate school and continuing education.
Their Own Path
Trade school, certifications and professional training.
Opportunities
Entrepreneurship and other major opportunities.
Life After School
The milestones that may come long after graduation.
Start thinking about the bigger financial picture while your child still has one powerful advantage: time.
Before Planning Their Future, Know Where Your Family Stands Today.
The3Numbers helps you look at three important areas of your family’s financial preparedness.
Gap Month Number
How long could your household maintain its current lifestyle if income unexpectedly stopped?
Peace of Mind Number
How prepared are you financially for life’s unexpected events?
Kids’ Future Number
How prepared are you for the future you’re building for your children?
What Do Your 3 Numbers Say?
Complete the free 2-minute Family Protection Checkup to get started.
Two Different Tools. One Important Decision.
A 529 plan and Indexed Universal Life insurance are different financial products. The right approach depends on your family’s circumstances.
Education Savings
Life Insurance
A plan you start when they’re young builds cash value that helps your family long after the diploma.
Meet the Team
Behind The3Numbers and Diaper to Diploma is a team of local parents who are also licensed insurance agents.
We built Diaper to Diploma as free “education without tears.”
Because we live with the same “what ifs?” about our kids’ futures that you do.
Philipa Laster (Big Aunty)
Adreen Richard
Damilola(Dharmy) Ogunfowokan
Agnes Morisson
A Few Things You May Be Wondering
What is Diaper to Diploma?
Diaper to Diploma is an educational program from The3Numbers that helps parents understand their current financial preparedness and explore strategies for their children's future.
Is Diaper to Diploma an insurance policy?
No. It is an educational framework.
Depending on your needs and circumstances, strategies discussed during a consultation may include life insurance.
What's the difference between an IUL and a 529?
A 529 helps if your child goes to college. Period.
An IUL helps no matter what. It builds cash value for college, but also for life after the diploma — even if they skip college. You can access it without IRS penalties for non-education use.
It’s life insurance + living benefits in one plan.
What if my child doesn't go to college?
Plans change. Kids do too.
With a 529, if your child skips college, you could pay taxes + a 10% penalty to use the money for anything else.
With an IUL, the cash value is yours to use for college, trade school, a business, wedding, or down payment — no education penalties.
Life after the diploma doesn’t always mean college. Your plan shouldn’t either.
Do I have to purchase anything?
No. Never.
Diaper to Diploma is free education. The Family Protection Checkup and our chats are free too.
If an IUL fits your family, we’ll show you how. If it doesn’t, you still walk away smarter. No pressure. No guilt.
We’re parents first. Agents second.
You Can’t Predict Their Future.
But You Can Prepare for More of It.
From diapers to school, diploma and whatever comes next, start by understanding where your family stands today.
Get My Free 3 Numbers Plan →